Towven.com – Affinity Credit Union Auto Loan, Are you in the market for a new car but worried about financing? Affinity Credit Union offers a range of auto loans designed to make your car-buying experience smooth and affordable. Here’s everything you need to know about their auto loan options.
Why Choose Affinity Credit Union?
- Competitive Rates: Affinity Credit Union offers auto loans with rates starting at 5.19% APR. Their member-only rates are often more competitive than traditional banks
- No Application Fees: Unlike many other lenders, Affinity doesn’t charge any application fees. This means you can apply without worrying about extra costs.
- Flexible Terms: Loans are available with terms up to 96 months, giving you the flexibility to choose a repayment plan that fits your budget.
- No Prepayment Penalties: If you decide to pay off your loan early, there are no penalties. This can save you money in the long run.
- 45-Day Preapproval: Get preapproved for up to 45 days. This allows you to shop around for the perfect vehicle without the pressure of financing hanging over your head.
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How to Apply for an Affinity Auto Loan
- Join the Credit Union: First, you’ll need to become a member of Affinity Credit Union. Membership is easy and comes with a variety of benefits.
- Get Preapproved: Once you’re a member, you can apply for preapproval. This locks in your rate and loan amount for 45 days, giving you time to find the right car.
- Choose Your Vehicle: With preapproval in hand, you can shop for your new car, truck, or SUV with confidence.
- Finalize Your Loan: Once you’ve found your vehicle, finalize your loan through Affinity Credit Union. They can even help you with GAP insurance and auto insurance.
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Additional Benefits
- Costco Auto Program: Affinity partners with Costco to offer a hassle-free car buying experience. You can shop for new and pre-owned vehicles online from over 3,000 dealerships nationwide.
- Enterprise Car Sales: Through this partnership, Enterprise will make your first payment up to $400 and provide you with Kelly Blue Book trade-in value for your vehicle.
- Vehicle Protection Options: Protect your investment with options like GAP insurance, Debt Protection, and Mechanical Breakdown Coverage.
Affinity Credit Union makes the auto loan process straightforward and member-focused. Whether you’re buying a new car or refinancing an existing loan, they offer the support and competitive rates you need.
