1. Acceptance of these terms
These Terms of Service (“Terms”) govern your use of Towven.com (the “Site”), including reading, creating an account, buying a membership, writing articles, posting in the forum, sending Sparks and buying or selling Spark Content. If you do not agree, please do not use the Site.
2. Your account
- You must give accurate information and keep your password safe.
- You are responsible for everything that happens under your account.
- You must be at least 13 years old (or the minimum age in your country) to create an account, and old enough to enter a binding contract to make payments.
3. Memberships and payments
Paid plans (Silver, Gold, Platinum) give access to premium content for the period shown when you buy. Plans are activated manually after your payment is confirmed, normally within 1×24 hours. Prices may change, but a change never affects a period you have already paid for. Except where the law requires otherwise, payments are non-refundable once your plan has been activated.
4. Sparks, Spark Content and payouts
- Sparks sent to a creator are voluntary gifts and are not refundable.
- Spark Content is reviewed before it is listed. Sellers must own or have the right to sell everything they upload.
- The Site keeps a commission on each Spark Content sale; the rest is credited to the seller.
- Creators can withdraw available earnings to PayPal. We may hold or cancel a payout linked to fraud, chargebacks or a breach of these Terms.
5. Content you post
You keep ownership of the articles, comments, forum posts and products you submit. By submitting them, you give us a worldwide, non-exclusive, royalty-free licence to host, display, edit for length and clarity, and promote them on the Site and our social channels. Articles are reviewed before publishing and we may decline or remove any content.
6. Acceptable use
You agree not to:
- post anything illegal, hateful, harassing, sexually explicit or violent;
- copy other people’s work or infringe anyone’s rights;
- spam, scam, impersonate others or share malware;
- try to bypass the paywall, scrape the Site or break its security.
7. Health and educational content
Articles about health, medicine or history are for general information only. They are not medical, legal or financial advice. Always talk to a qualified professional about your own situation.
8. Our content
The Site’s design, logo and editorial content belong to Towven.com or its licensors. You may share links and short quotes with credit, but you may not republish whole articles without written permission.
9. Suspension and termination
We may suspend or close accounts that break these Terms. You may close your account at any time by contacting us.
10. Disclaimer and limitation of liability
The Site is provided “as is”. To the fullest extent the law allows, we are not liable for indirect or consequential losses, or for content posted by members. Nothing in these Terms limits liability that cannot be limited by law.
11. Changes to these terms
We may update these Terms. The “Last updated” date at the top of this page shows when they last changed. Continuing to use the Site after a change means you accept the new Terms.
12. Copyright complaints (DMCA)
We respect copyright and respond to notices under the U.S. Digital Millennium Copyright Act (17 U.S.C. § 512). If you believe content on the Site infringes your copyright, send us a notice through our Contact page that includes: (a) your physical or electronic signature; (b) a description of the copyrighted work; (c) the URL of the material you want removed; (d) your name, address, phone number and email; (e) a statement that you have a good-faith belief the use is not authorized by the owner, its agent or the law; and (f) a statement, under penalty of perjury, that your notice is accurate and that you are the owner or authorized to act for the owner. We remove infringing material and close the accounts of repeat infringers.
13. Governing law and disputes
These Terms are governed by the laws of the United States of America and the State of Delaware, without regard to conflict-of-law rules. Any dispute that cannot be resolved informally will be brought exclusively in the state or federal courts located in Delaware, and you and we consent to their jurisdiction. If you live outside the United States, you may also have rights under the laws of your own country that these Terms cannot take away.
14. Contact
Questions about these Terms? Reach us through our Contact page.